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Don't put stock into A.I.

Updated: Dec 7, 2023

AI has emerged as a popular tool among students and they should be aware of its financial limitations.

By Staff Writer, Asher Miles



Illustration by Milan Alex Rafaelov

AI may be able to whip up a tune, help complete your homework, and even polish up a shoddy resume, but AI cannot beat the financial market or predict the economy.


Financial illiteracy in 2023 can be summed up to the mere suggestion of college students utilizing AI to financially set themselves straight by playing poker in the stock market with their piddling incomes.


Today, almost every industry, sector, and strifed college student has come to embrace the Artificial Revolution that has found its way into the zeitgeist. The latest in AI software has had problems disseminating nebulous information as well as posing a threat to the livelihood of television writers and actors.


Humanity can not deny the bevy of ways that AI has ameliorated the human experience. Matter-in-fact, we all are in a complex interplay in the multitude of ways in which AI can and will enhance our existence.


However, this has led to the notion that college students can game the system with AI. Homework. Relationships. And even finances.


In these aspects, AI can’t help but lose to human hubris.


The majority of licensed financial advisors posit that everything one needs to be financially successful can be written on the back of a cocktail napkin.


The lack of financial understanding is why students would even contemplate trading stocks with AI. However, it is important to note that there is indeed a guidebook for managing one’s finances that has been historically proven: save $1000, pay off debts, save 3-6 months' worth of expenses

and invest 15 percent of income for retirement.


The National Center for Education Statistics reports that full-time workers aged 25-34 with some college or no degree earn a median annual salary of $39,900.


To suggest that a budding college student bypasses researched financial essentials to use AI to pick stock options is not only asinine but obfuscates away from decades of successful financial advice.


The volatility of markets is characterized by rapid changes, influenced by the decisions of world leaders, and unpredictable political environments. Given this turbulence, it raises the question of why anyone would rely on AI for their financial future.


Cartoon by Editor in Chief, Milan Rafaelov

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